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Phase 4: Household Planning

soloestate

  • Step 8 Home Financing

    Financing your home can be the biggest expense in your lifetime. For many Americans, a home is their greatest physical asset. Saving even 1% on a mortgage may seem insignificant but over time, 1% can save you thousands of dollars in the first year alone. Along with searching for the best possible rates, additional factors you need to consider for potential lenders include convenience and reputable service.

     

     

    Guaranteed Rate Home

    Guaranteed Rate is a comprehensive mortgage resource with nationwide access. Their innovative home lending solutions combined with their reputable commitment to client care, makes their services an optimal choice for borrowers.

    Purchasing a home can be a daunting task, so even if you have your own mortgage broker, review their tools and resources available to help you navigate from prequalification to celebration.

     

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    *Disclaimer : solowealth has NO affiliation or financial relationship with Guaranteed Rate. The solowealth financial plan is designed to provide you with a practical solution for each step of your financial plan, with a commitment to place your best interests as priority.

     

  • Step 9 Legal Protection

    If you don’t have a Will or Trust, your financial plan is incomplete since Estate Planning is an essential part of every financial plan. Every adult needs a Will.

    A Will is a legal document that says what happens to your property, money and other assets after your passing.

    A Trust is a is a legal fiduciary arrangement that allows you to set up your assets to be held and managed by a third party Trustee. Trusts can be beneficial for all sized-estates, not just for the wealthy.

    The biggest difference between a Will and a Trust is that a Trust goes into effect as soon as it’s created, whereas a Will only becomes effective after you pass. 

    Trust & Will is a simple, fast and affordable way for Americans to create an Estate Plan online.

     

     

    Top 5 reasons to review and update your Will:

    1. Status of Relationships: Gettting married, divorced, married again or having children or grandchildren.
    2. Relocation: Ensure your Will aligns with the legal requirements and regulations of your new jurisdiction.
    3. Change in Assets: Acquiring a new property, business, investment, or change in other valuable assets
    4. Change in Relationships: Some relationships will be irreconcilable while others may reconcile. Update your beneficiaries accordingly.
    5. Change in Executors: Executors are individuals you appoint as the best choice to handle your estate or care for your dependents in the event of your passing. Ensure they're still the best choice.

    If you're ready to get peace of mind for you and your family by creating an Estate Plan, go to Trust & Will and get started today.

     

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